Beazley Pleasure Craft & Yacht Insurance
Beazley pleasure craft insurance for private owners provides comprehensive plain English cover at the forefront of the market. With an appetite stretching from small boats through to luxury yachts our all risks policy is available exclusively through brokers.
What Beazley offer
- All risks cover
- Includes £3m third party liability for owners and guests
- Cover for dinghies, tenders and their outboard motors automatically included up to £4,000.*
- Owner and family personal effects automatically covered up to £2,000 while on the vessel, being used in conjunction with the vessel, or in transit to the vessel.*
- Personal accident cover for owner and guests up to an aggregate of £150,000
- Cyber cover for loss to electronic navigation and self-steering equipment resulting from malicious code or unauthorised use
- Up to 25% protected no claims discount
- Multi-vessel discounts available
- Cover available for vessels up to £10m in value (€10m/$10m).
* Higher limits available on request.
What you should look for in different insurers
Finding the right insurance is crucial, but how do you find it?
Starting off with getting a variety of quotes, and then choosing an insurer that you trust is a good first step. An insurance policy is a two way relationship, and relies on trust in each other.
Coverage
Good insurers will earn their reputation on the back of providing good coverage and looking after their existing customers when it comes down to claims.
Reputation
Reputation is hard to build up, but easy to lose in an instance. Insurers will care about what you and your fellow boat owners think about them, and therefore will work hard to make sure they have a product that meets your needs.
The Beazley Difference
BEING BOLD
Freedom lies in being bold. Beazley dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon – Beazley boldly go where others won’t.
STRIVING FOR BETTER
Good is a start, but Beazley goes all-out for better. A driven community of individuals relentlessly push the needle and creates value. From launching the market’s first dedicated ESG syndicate to the establishment of their business unit focusing on designing digital insurance solutions, Beazley pride themselves on always going above and beyond. Simply put, Beazley go to 11.
DOING THE RIGHT THING
Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, Beazley show respect and empathy however challenging the situation – demonstrated by their multi-award winning claims team. Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.
Quick Question:
Which yacht insurance providers offer comprehensive coverage for UK boat owners?
Comprehensive coverage is standard across all yacht insurance providers in the UK. This includes insuring the boat itself, but also the Third Party Liabilities. Boat owners can opt for a lesser level of cover, that is Third Party Liability only. This is typically not offered by many insurers, as insurers want customers who look for comprehensively insuring their boat.
Important considerations:
Is Third Party Liability Only coverage sufficient?
Do I want to insure the boat itself for it's replacement value or it's market value?
Do insurers want a recent valuation to support the sum insured?
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STEP 2
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learn about other insurers who support us on our panel
Beazley Insurance is just one of many quality insurers we work with. Getting a quote for your vessel is the easiest way to see what other insurers we work with, and what they would quote to insure your boat.
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