What is yacht insurance?

Your fully comprehensive yacht insurance policy covers you for any losses that you sustain to your vessel (dubbed by insurers as Hull and Machinery coverage) and any legal liabilities that you may have to a third party, that have arisen out of your ownership of the vessel (dubbed liability or P&I Insurance). In certain cases, you may decide that you don’t need Hull and Machinery coverage, and may opt for liability only coverage.

How long is a policy period?

Unless specifically agreed otherwise, 99% of yacht insurance policies cover a 12 month period. If you take out insurance today, then it will expire at the same time and day next year

How much does yacht insurance cost?

The cost of yacht insurance depends firstly on the value that you want to insure. Insurers often give you a percentage of the hull sum insured to start off with. You will then have additions and deductions based on where you are using your yacht, for what purpose (racing, charter, deep sea fishing, etc.), what your level of experience is an amongst many other factors whether or not you’ve had any claims.

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Make and Model *

Name of Yacht

Type of Vessel

No. of Engines *

Vessel Build Year * Vessel Build Year

Make of Engine *

Hull Material * Hull Material

Year of Engine *

Length of Yacht (ft) *

Horsepower per Engine *

Drive Type *

Inboard

Outboard

Fuel Type *

Diesel

Petrol/Unleaded

Maximum Designed Speed (Knots)

50

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Saving on your Boat Insurance Premium

If you want to save on your Boat insurance premium, the most important thing to remember is being upfront and honest with your insurer. The more information you provide them, the more likely they are to being able to accurately and fairly price you as a ‘risk’. When you get your boat insurance quotes from our panel of insurers, you’ll be able to respond to them directly with any questions you have or amendments that you may want. For information click below.

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