Insurances for environmental risks are becoming increasingly important for yacht owners as the awareness of environmental issues, such as pollution and climate change, is growing. Environmental risks can include damage caused by storms, floods, and other extreme weather events, as well as liability associated with environmental incidents.

What is the main environmental risk?

One of the main environmental risks that yacht owners face is oil pollution. Oil spills can occur due to a variety of causes, including mechanical failure, human error, and natural disasters. If a yacht is found to be responsible for an oil spill, the owner may be held liable for the clean-up costs and any damage to the environment. Most yacht insurance policies will include coverage for oil pollution liability, but it is important for owners to check the terms and limits of this coverage.


Other potential risks

Another environmental risk that yacht owners should consider is the risk of damage from storms and flooding. As climate change leads to more extreme weather events, yachts are at an increased risk of damage from storms and floods. Many yacht insurance policies will include coverage for damage from these events, but it is important for owners to be aware of any exclusions or limitations in the coverage.


Consider liability coverage

In addition, yacht owners should consider liability coverage for environmental incidents. This type of coverage will protect them in case they are held liable for damages caused by an environmental incident, such as a chemical spill, that occurs on or around their yacht.



It is important for yacht owners to consult with their insurance provider to understand the coverage they have for environmental risks and to make sure they have adequate protection in case of an incident. Overall, yacht owners should be aware of the potential environmental risks they may face, and make sure they have the right insurance coverage to protect their vessel and their interests.


Find the best insurance for you Today!
Complete our 2 minute form and get your Yacht Insurance quotes now!
Start Now