A Century of Adventure
At the forefront of pleasure craft insurance since 1921
Tailored to your boating needs
For the past century, Navigators & General has been at the forefront of pleasure craft insurance, and as such, understand that offering the right cover to our customers is about more than comparing premiums. It’s also about choosing a company that appreciates the differing needs of boat owners.
Navigators & General is based in Brighton and has been established since 1921. The majority of their staff are boating enthusiasts themselves, which greatly helps us to understand the range of specific pleasure craft insurance needs of our customers. With direct access to underwriters and claims handlers, they”re proud to offer a quick and efficient service to all customers.
What you should look for in different insurers
Finding the right insurance is crucial, but how do you find it?
Starting off with getting a variety of quotes, and then choosing an insurer that you trust is a good first step. An insurance policy is a two way relationship, and relies on trust in each other.
Coverage
Good insurers will earn their reputation on the back of providing good coverage and looking after their existing customers when it comes down to claims.
Reputation
Reputation is hard to build up, but easy to lose in an instance. Insurers will care about what you and your fellow boat owners think about them, and therefore will work hard to make sure they have a product that meets your needs.
Benefits of cover
Racing cover for sailing boats
- Extended cover available for events, racing weeks, RORC/JOG racing and others upon referral.
Sailing boat liability insurance
- £5million Third Party Liability cover as standard.
- Cover up to £50,000 for family and guests if hit by an uninsured vessel.
- Tenders covered even when used independently of the main vessel.
Sailing boat machinery insurance
- Cover for reasonable cost of repair or replacement to machinery for up to 3 years, from new as standard, where evidence of routine maintenance undertaken.
Excess waiver for sailing boats
- Non-fault excess waiver – no excess to pay where deemed not a fault and third party details are available.
What about theft and vandalism?
Which insurers cover theft and vandalism?
Theft and vandalism is normally always covered under the vessel’s own Hull and Machinery policy.
If you only have a Third Party Liability policy, and you’d like to consider additional coverage for the boat itself, then just get in touch with us.
Important considerations:
If the boat sinks, would I be significantly worse off?
Can I protect against Acts of malicious third parties?
Is there a separate deductible/excess?
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STEP 2
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STEP 2
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learn about other insurers who support us on our panel
Navigators and General are just one of many quality insurers we work with. Getting a quote for your vessel is the easiest way to see what other insurers we work with, and what they would quote to insure your boat.
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